Cambridge Credit Counseling offers the following non-profit debt relief services:

Consumer Credit Counseling Services from a Trusted Non-Profit


Are you having trouble paying down the balances on your credit cards? Are you struggling to keep up with your mortgage payments? Are you a senior considering a reverse mortgage? Are you concerned about student loan debt? Considering bankruptcy? Regardless of your financial concerns, at Cambridge Credit Counseling, we’ve got you covered. We are a full-service consumer credit counseling agency, offering a variety of services to help you get your financial life in order.

Credit Counseling can help you manage your bills

Credit Counseling

Credit counseling is a FREE service that we offer to consumers who are looking to find ways out of debt. Our consumer credit counseling professionals are nationally certified debt experts who will perform and in-depth analysis of your financial situation to help identify ways for you to save money and get out of debt.

A debt management plan can help you get out of debt

Debt Management Plans

Also known as a “DMP”, a debt management plan can help by consolidating unsecured debt, such as credit card debt, into one simple monthly payment. Our typical DMP clients see an average interest rate reduction on their credit card accounts of about 64%, which is an average savings of $142 per month.

Cambridge is a HUD-approved housing counseling agency

Housing Counseling

Cambridge is approved by the Department of Housing and Urban Development (HUD) to provide many housing-related services throughout the country. Our housing counseling services include foreclosure prevention, rental counseling, first-time homebuyer courses, and post-purchase housing counseling.

Get help managing your student loans

Student Loan Counseling

Student loan debt has surpassed credit card debt and is now ranked #2 in terms of debts that Americans are holding, second only to mortgage debt. Our student loan counselors will review your entire financial profile, including your federal student loans, and work with you to find an affordable solution.

We offer both pre- and post-filing bankruptcy education

Bankruptcy Counseling

Cambridge is approved by the U.S. Justice Department’s EOUST to offer the educational courses that consumers need in order to file and complete a bankruptcy petition. Before filing, consumers must first complete the pre-filing course and must complete the post-filing debtor education course to get a certificate.

Professional, unbiased reverse mortgage counseling

Reverse Mortgage Counseling

Many seniors are looking to reverse mortgages to help them through their golden years. Our certified reverse mortgage (HECM) counselors are here to ensure that seniors fully understand all aspects of the reverse mortgage so that they can make an informed decision. Counseling is required prior to closing on the loan.

Our Debt Relief Services:

Credit counseling is a FREE service that we offer to consumers who are looking to find ways out of debt. Our consumer credit counseling professionals are nationally certified debt experts who will perform and in-depth analysis of your financial situation to help identify ways for you to save money and get out of debt.

Also known as a “DMP”, a debt management plan can help consumers by consolidating their unsecured debt, such as credit card debt, into one simple monthly payment. Our typical debt management plan clients see an average interest rate reduction on their credit card accounts of about 64%, which results in an average savings of $142 per month on their credit card payments.

Cambridge is approved by the Department of Housing and Urban Development (HUD) to provide many housing-related services to residents of our community. Our housing counseling services include foreclosure prevention, rental counseling, first-time homebuyer courses, and post-purchase housing counseling.

Student loan debt has surpassed credit card debt and is now ranked #2 in terms of debts that Americans are holding, second only to mortgage debt. Our student loan counselors will review your entire financial profile, including your federal student loans, and work with you to find a solution to help you better manage this debt load.

Cambridge is approved by the U.S. Justice Department’s Executive Office of United States Trustees to offer the required educational courses that consumers need in order to file and complete a bankruptcy petition. In order to file for bankruptcy, consumers must first complete the pre-filing credit counseling course. In order to obtain a discharge of their debts in bankruptcy, consumers must also complete the post-filing debtor education course.

Many seniors are looking to reverse mortgages to help them through their golden years. Our certified reverse mortgage (HECM) counselors are here to ensure that seniors fully understand all aspects of the reverse mortgage so that they can make an informed decision. Reverse mortgage counseling is required for anyone seeking a reverse mortgage.


Why Choose Cambridge?

Cambridge Credit Counseling is a 501(c)(3) non-profit agency offering credit counseling, housing counseling, reverse mortgage counseling, and bankruptcy counseling services. We are a national organization providing assistance for a wide-range of financial issues, and chances are that you or someone you know could benefit from one of our many services.

All of our professional counselors are certified through an independent third party, and they have an average of over 13 years of experience helping people gain control of their finances. Our counselors are here to help you. All you have to do now is help yourself by calling Cambridge today at (800) 235-1407, or complete this form to get started right now!

  • Experience - Providing credit counseling, debt management plans, and financial education services since 1996
  • Credentials - A 501(c)(3) not-for-profit agency | AICCCA member | A+BBB rating
  • Expertise - Nationally-certified credit counselors and housing counselors averaging nearly 15 years experience
  • Reputation - We are the top-rated debt counseling agency in the country on ConsumerAffairs.com
  • Quality - Cambridge is an ISO 9001:2000 registered and AICCCA Code of Practice compliant debt counseling agency
Cambridge is the top-rated agency in the country on ConsumerAffairs.com
Cambridge has an A+ rating with the BBB

Get Your FREE Debt Analysis Now!

Or call (800) 235-1407 to speak to a certified counselor.

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