Cambridge Credit Counseling Corp. providers of education and debt counseling services.
 


Home


About Us


Get Started


Clients


Privacy


Contact Us

 
 

We provide education and debt counseling to Americans in the area of financial wellness.

 
 


Cambridge Credit Certifications:

 
Dr. Matthew Champagne, CEO of IOTA Solutions, the preferred evaluator for the U.S. Department of Education has validated the Cambridge Credit Counseling Employee Certification Program. Please click the link on the left for his findings.

Cambridge Credit Counseling has implemented a comprehensive training program for all of the Cambridge Credit Counselors as part of an ongoing commitment to providing professional, quality Debt Management Services. Each prospective employee undergoes a rigorous interviewing and screening process prior to employment. The first interview is more of an evaluation to assess the individual’s qualifications and their ability to carry out our corporate philosophy. Prospective Credit Counselors are given a second interview that allows them to review the Cambridge Credit Counseling process by observing a trainer or manager during an actual session. This interview takes approximately two hours to complete. If the applicant is hired, he/she is required to complete the following initial training program:

Counselors:

  • Phase 1: Upon employment, the Cambridge Credit Counselor is introduced to Cambridge Credit’s Certification Program and provided with our Financial Education training manual titled "GoodPayer.com Guide to Credit, Debt, and Personal Finance." He/she is subject to an extensive, two-week initial training period in which the agency’s organizational infrastructure, internal policies, and procedures are reviewed. Also, a Counselor Trainer and/or Senior Counseling Manager provides on-the-job training. After the initial training period, the Counselor is evaluated to determine his/her progress.
  • Phase 2: The Counselor is then assigned to a second Cambridge Credit Counselor Trainer for additional training and telephone observation via our Quality Control Observation System. The average time frame for completing this phase of the training process normally takes 90 days, depending on the Counselor’s individual progress.
  • Phase 3: While the Cambridge Credit Counselor is receiving on-the-job training (Phase 2) he/she is also given four Financial Education classes with an Education Department Representative to review the study material provided. After a two-month period, the Counselor is given a written exam to determine his/her aptitude in accordance with Cambridge Credit’s Certification Program.
  • AFCPE Certification - As counselors reach their fourth month of service, they begin the twelve-week course of study designed by the Association for Financial Counseling and Planning Education, one of the most widely recognized and respected independent accreditation organizations in the country.  All Cambridge Credit Counselors are required to hold the AFCPE's Accredited Credit Counselor certification as a condition of their employment, and must also complete 15 credits of approved continuing education every two years to maintain their AFCPE certificate.

Client Services:

  • Phase 1: Upon employment, Client Services Representatives are subject to an extensive, initial training period which lasts approximately 30–60 days, in which Cambridge Credit's organizational infrastructure, internal policies, and procedures are reviewed. Also, a Client Services Trainer provides on-the-job training. After the initial training period, the Client Services Representative is evaluated to determine his/her progress. If the Client Services Representative meets the expectations of his/her trainer, he/she is promoted to assisting clients with their needs.
  • Phase 2: After two months of employment, the Client Services Representative is introduced to Cambridge Credit’s Certification Program and provided with our Financial Education training manual titled The GoodPayer.com Guide to Credit, Debt and Personal Finance.
  • Phase 3: The Client Services Representative is given four Financial Education classes with an Education Department Representative to review the study material provided. After a two-month period, the Client Services Representative is given a written exam to determine his/her aptitude in accordance with Cambridge Credit’s Certification Program.

Once an employee becomes certified, he/she is continually evaluated through desk audits, telephone monitoring, and weekly classroom style training (if applicable) to ensure compliance with Cambridge Credit Counseling’s Professional and Ethical Code of Conduct.