HUD-Approved Housing Counseling Services from a Trusted Nonprofit.
Mortgage debt represents the largest source of consumer debt in the United States. Many consumers struggle to maintain their mortgage payments for many reasons, such as increases in interest rates on adjustable rate mortgages, unemployment, and medical issues. In response to this housing crisis, Housing Counseling agencies like Cambridge began offering services to help consumers avoid foreclosure and get their finances back on-track.
What is Housing Counseling?
Housing counseling is a broad term used for services offered by non-profit agencies, designed to help homeowners with a variety of issues they may be facing. In order to provide these services, agencies must first get approval from the U.S. Department of Housing and Urban Development (HUD). Housing counselors must be certified by Neighborworks America for each of the counseling services they provide. Housing counseling services range from first-time homebuyer education courses to foreclosure intervention services. So, whether you're shopping around for your first home, or if you're a homeowner who's having difficulty paying their mortgage, or a landlord or tenant who wants to understand their rights and responsibilities, our housing counseling professionals are trained and ready to help you.
Which of the following applies to you?
- I am a homeowner who is either behind on my mortgage or I am concerned that I may have trouble paying my mortgage in the future."
- I currently rent or I am looking to start renting my living space, and I want to better understand my rights and responsibilities as a tennant.
- I am looking to purchase my first home and I would like to participate in a First-Time Homebuyer course, which may be required by some lenders.
- I am a senior who is interested in taking out a reverse mortgage and I need the required Reverse Mortgage Counseling Certificate.
If none of these apply to you but still need assistance, please contact one of our HUD-Approved Housing Counselors at (800) 757-1788.