Safely eliminate
your debts fast
Our non-profit program can help you responsibly pay off your debts while saving an average of 25% on your monthly payments!
Get out of credit card debt quickly with our proven, safe and effective debt relief solutions
You could reduce your monthly credit card, store card and other unsecured debt payments.
Welcome to Cambridge Credit Counseling, NY State Public Employees Federation members! We are a non-profit credit counseling agency and we've been helping people resolve their debt issues for 25 years. We're also a proud partner of the PEF Membership Benefits Program. Cambridge was founded with one mission: to provide people with the support and resources they need to gain control of their finances.
Our program is simple. When you enroll your accounts with us, you'll make just one payment to our agency and we'll disburse payments to each of your creditors on your behalf. In turn, most creditors can offer a variety of benefits to help you eliminate your debt in a fraction of the time it would take you on your own making just the minimum payments.
The benefits of our program include:
Reduced
Interest Rates
Average credit card interest rates are reduced from 22% to as low as 0%.
Monthly
Payment Savings
Our typical clients save an average of $135 on their monthly payments.
Safe Repayment - no new loans, no settlements
Cambridge clients typically pay their balances in full in about 45 months.
As a non-profit agency, we are fully committed to getting you out of debt as quickly as possible while saving you the most money every month. The one-on-one consultation and budget review with one of our certified credit counselors is absolutely free.
Find out if our non-profit program can help you and your family.
You could save an average of 25% on your monthly debt payments!
Call (888) 496-7087 or complete this form to get started.
One of our certified counselors will perform a free budget analysis and discuss how much you could save.
Watch this short video to learn more about
Debt Consolidation
Learn more about the benefits of our non-profit debt management program and how we can help NYS PEF members and retirees get out of debt fast!